Amy walks in the front door one day, and my mom says, "Amy, you have mail."
Amy: I have mail?!?! Who sent me mail? Why didn't they just text me?!
Mom: It's from the bank.
Amy: Why did they mail me?
Mom: It's just your bank statement. You get one every month. Why do you not know this?
Amy: Oh, what's that?
Mom: Just open it. It shows how much money you have.
Amy: I have money?!?!
Mom: I don't know. Open it.
Amy opens the envelope and scans the paper with confused eyes for a bit before they light up.
Amy: I have 2,000 dollars??!?! Mom!! I have 2,000 dollars! That's what it says here. "Dollar sign two zero zero zero and zero zero cents."
Mom: Yes and no. That's, umm...how do I put this so you'll understand? Umm..that's Dad's and my money. It's attached to your account, but you can't use it right now.
Amy: Why not? It says it's mine. See? It's right here.
Mom: No, you can't touch it yet. It's building interest right now.
Amy: Well, how much money can I use? Where does it say? Is this what I can use?
Mom: Yeah, that's your savings.
Amy: TWO HUNDRED DOLLARS!? I HAVE TWO HUNDRED DOLLARS THAT'S ALL MINE!?!?!
Mom: Yeah.
Amy: I can buy SO much stuff now! How come I didn't know I had $200?
Me: Hey, Amy! Maybe you should use that money to pay Mom back for all the stuff she buys you on a regular basis.
Mom: Hey, I like that idea! Why don't you pay me back for all your phone bills that I'm paying for?
Amy: Nah, you already paid them.
Me: No, you're supposed to pay her back.
Amy: No, I'm going to spend it all on tanning minutes. That's all I care about in my life.
I just walked away at this point. I didn't think there was anything more to be said. She sufficiently summed up all the relevant character flaws shown in this conversation.
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